A bank online payment project.

Project Background
With the development of payment business. Third-party payment institutions cut into the payment market from online shopping, offline consumption of small and micro merchants and daily small payments, and gradually expanded their influence in the entire payment market, eroding the bank card market. At present, the market demand for aggregate payment is huge, and all banks have developed or established aggregate payment platforms and gradually promoted them in the market. While the customer bank already has a one-yard payment platform, it has established a complete aggregate payment platform to make payments bigger and stronger. Enhance customer experience and drive retail business growth.

Project Construction
Construction period:
2017.11-2018.11 one-time online; 2018.11-2023.3 operation and maintenance
Project members:
There are 20 project input members, including 1 project manager and 19 back-end members.

Typical Scene
Management platform/external merchant registration as a merchant;
· The merchant has related functions such as payment:
-Merchants are swept, merchants are swept;
-Merchant code, payment inquiry;
-Receipt inquiry, refund and so on;

Customer Value

has built a convenient, efficient and comprehensive payment platform for customer banks to deal with various types of online and offline payments. Expand the customer bank in the payment market share, enhance the consumer user experience. Facilitate the user's payment process.