A bank WeChat banking project

Project Background
At present, most domestic banks have launched WeChat customer service numbers. The service scope of WeChat platform has expanded from a single credit card service to a comprehensive service platform for the whole customer group integrating debit card and credit card business, which can realize a series of services such as transfer and remittance, mobile phone recharge, reservation processing and so on. The development of WeChat Bank can make the bank more rooted and maximize the service concept of the bank. WeChat has a variety of information expression forms and supports video calls. WeChat will bring broad development space for banking services.

Project Construction
Construction period:
2017.1-2017.11 one-time online;
Project members:
There are 9 project input members, including 5 at the back end, 2 at the front end and 2 at the test end.

Business Functions
At present, the products formed include WeChat public number (WeChat bank), WeChat bank applet and bank APP proprietary products;
· Personal loan self-operated products.
· Commercial loan self-operated products.
· Mortgage loans, corporate loans.

Typical Scene
· Entrance to WeChat Bank:
In WeChat APP, search for the public number "* * bank", pay attention to the public number, or open the bank applet, you can find WeChat bank.
What capabilities do WeChat banks provide:
Real name authentication: users submit real name authentication after registration, login, ID card OCR and Tencent light living body.
Credit Application: The customer submits a credit application after filling in basic information and calling anti-fraud.
Card binding to open an account: customers need to bind other bank cards, set transaction passwords, and open a new class II account.
Loan application: In the personal loan, it provides loan trial calculation, quota inspection, anti-fraud wind control detection, and initiates authentication. Submission of loan application.