A bank order fast loan project.

 

Project Background
Since 2019, the central government and relevant government ministries and regulatory authorities have successively issued a series of guidance documents on building China's advanced supply chain system, financial support for the real economy and solving the financing problems of small and medium-sized enterprises. In particular, in September 2020, eight ministries and commissions jointly promulgated the opinions on standardizing the development of supply chain finance to support the stable circulation and optimization and upgrading of the supply chain industry chain (Yinfa [2020] No. 226), it explicitly mentions "exploring ways to improve the online and digital level of supply chain financing settlement.


Project Objectives
In order to meet the financing needs of more small and micro customers, promote the innovation of Internet financial products and services, and strengthen cooperation with core enterprises, the Bank plans to launch small and micro "order fast loan" business. The project cooperation model is to automate the provision of operating loans to the legal representative or individual controller of its distributor by analyzing the transaction data and internal and external data of its distributor. In order to deepen the cooperation between banks and enterprises, the Bank intends to take a beer project as a model, and then launch an order loan scenario-based product to help small and micro businesses, make efforts to promote universal benefits, build an enterprise ecology and enhance risk prevention and control.

 

Project Construction
Construction period:
2022.10-2023.3 one-time online;
Project members:
The project has 30 input members, 4 in the bank and 26 in the Hank era, including 22 in the back end, 2 in the front end and 2 in the test.

 

Business Functions
· White list import
· White list generation
· Application for loan
· Marketing task generation and distribution

· Contract signing
• Trade background review
· Under the quota