Quick Loan Small and Micro Enterprise Owner Loan Project of a Bank

Project Background
The cooperative relationship between a group and our bank is mainly based on the group's first-mover advantage and head position in the Internet industry, as well as the company's own traffic as the leading Internet financial giant in China. The group is the first enterprise in China to rely on platform big data to provide cash loans and business loans for its multi-dimensional active and high-quality customer base. This project cooperation involves the group and related entities to provide our bank with customer diversion, customer credit related data and other services.

Project Construction
Construction period:
2022.3-2023.2 goes online iteratively in two phases;
Project members:
There are 18 project input members and 18 Hank Times, including 1 project manager and 17 development engineers.

Business Functions
· Credit application and approval
· Electronic account opening special account
· Big Data Model Running
· Credit Result Notification
· Credit Result Query
Loan origination and contract signing
· Loan Application Query
· Loan Application Notice
· Loan Repayment
· Repayment Plan Inquiry
· Loan Agreement Inquiry

Customer Value

We provide online pure credit business loans for small and micro business owners in the group's ecosystem. To help the Bank quickly acquire high-quality micro-credit assets, inclusive credit assets and external customers, and to deepen the overall cooperation between the Bank and the Group through loan assistance business cooperation, to promote the linkage development with the Group in the company's business and industrial chain, and to achieve in-depth and comprehensive development of strategic customers.